![](\"https:\/\/www.thesun.co.uk\/wp-content\/uploads\/2023\/12\/2cwjxgb-man-paying-20-pound-844782159.jpg\")
<\/p>\nTHOUSANDS of households have just days left to claim \u00a3125 free money from a major bank.<\/p>\n
The Co-operative Bank is offering customers the switching bonus if they get a friend or family member to sign up for one of its accounts.<\/p>\n
<\/p>\n
Not only will you get the \u00a3125 free cash, but the person signing up for an account will receive the same lump sum too.<\/p>\n
But the offer is ending on December 15, so there's just days left to claim the money.<\/p>\n
Customers with a Cashminder account, Student account, Current account Plus, Privilege or Privilege Premier account can make a referral.<\/p>\n
However, anyone making the switch has to open a Current Account or Everyday Extra account.<\/p>\n
Meanwhile, the person signing up for one of the accounts can't have held a Co-operative Bank current account or smile account of any type since November 1, 2022.<\/p>\n They then have to action three things within 60 days of opening the account:<\/p>\n The full terms and conditions can be found on the Co-operative Bank's website.<\/p>\n <\/span><\/p>\n <\/span><\/p>\n <\/span><\/p>\n <\/span><\/p>\n Once the three actions above have been actioned, you will be both be credited with \u00a3125 in your bank accounts.<\/p>\n The money is paid within 90 calendar days from the day of the new customer's account being opened.<\/p>\n The two accounts customers can sign up for offer different perks but also have different drawbacks too.<\/p>\n The Current Account comes without a monthly fee and you can use it to make payments through Apple Pay, Google Pay or Samsung Wallet.<\/p>\n You also receive rewards every month for yourself or a charity, if you opt into the Everyday Rewards scheme.<\/p>\n It's free to sign up and you can get up to \u00a32.20 free cash each month if you pay in a certain amount to the account, stay in credit and log in to internet banking.<\/p>\n You also have to pay out at least four Direct Debits from the account and pay in a minimum of \u00a3800.<\/p>\n The Everyday Extra account comes with all the same perks as the Everyday Rewards account, plus some added extras.<\/p>\n You can get mobile phone insurance, worldwide travel insurance and UK and European breakdown cover, but you'll have to pay a \u00a315 per month fee.<\/p>\n You can also turn the account into a joint account for the same \u00a315 a month fee.<\/p>\n Bear in mind, if you're switching to an Everyday Extra account, you have to switch by calling up or visiting a Co-op Bank branch.<\/p>\n You can find your nearest branch by using the bank's locator tool on its website.<\/p>\n Switching bank accounts is a simple process and can usually be done through the Current Account Switch Service (CASS).<\/p>\n Dozens of high street banks and building societies are signed up – there's a full list on CASS' website.<\/p>\n You don't have to remember to move direct debits across when moving as this is done for you.<\/p>\n All you have to do is apply for the new account you want and the new bank will tell your existing one you're moving.<\/p>\n There are a few things you can do before switching though, including choosing your switch date and transferring any old bank statements to your new account.<\/p>\n You should get in touch with your existing bank for any old statements.<\/p>\n Nationwide and First Direct are both currently offering switching bonuses worth up to \u00a3200.<\/p>\n You can get \u00a3200 from Nationwide if you switch to its FlexDirect, FlexPlus or FlexAccount accounts.<\/p>\n You just have to open the account online or in-app and switch your account across, including two direct debits.<\/p>\n The bonus is then paid with 10 days.<\/p>\n You can't get the \u00a3200 bonus have had a switch bonus from Nationwide since August 18, 2021, though.<\/p>\n Anyone joining Nationwide will also gain access to an 8% interest savings account, on up to \u00a3200 a month.<\/p>\n First Direct is offering \u00a3175 to customers who switch to its 1st Account, which also opens up a 7% savings account on up to \u00a3300 a month.<\/p>\n You just have to open the account on the app and pay in \u00a31,000 within three months.<\/p>\n![](\"https:\/\/www.thesun.co.uk\/wp-content\/uploads\/2023\/12\/newspress-collage-9kpsbosnl-1702307681856.jpg\")
<\/picture>SHUT DOWN <\/span><\/p>\nMy bank account was suddenly closed by Barclays\u2026I couldn't access \u00a347k for weeks<\/h3>\n
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Read more on The Sun<\/h2>\n
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